Buy To Let

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 When searching for an investment property, there are many things to consider. One of the most important, is getting the best deal on a buy to let mortgage suited to your circumstances. 

For this, you need an expert mortgage broker.

Buy to let mortgages are essential if you are looking to purchase an additional property to rent out to tenants and require a mortgage to make this purchase. 

Whilst buy to let mortgages are similar to residential mortgages, there are important differences such as;

 -how the amount you can borrow is calculated 

-the cost of stamp duty that you may incur

-fees that may be necessary.

For a buy to let mortgage, you are likely to need a larger deposit. The minimum is usually 15% - 20%, but the most common buy to let mortgages require a deposit of 25%. As with any mortgage, in order to get the best deals and rates, you will need to put down a higher deposit. 

*As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments*